Banking Crisis Explained

Young Chuck moved to Texas and bought a donkey from a farmer for $100. The farmer agreed to deliver the donkey the next day. But the next day, he drove up and said, "Sorry son, but I have some bad news. Last night, the donkey died."
Chuck replied, "Well, then just give me my money back."
The farmer said, "Can't do that. I went and spent it already."
Chuck thought a moment and said, "OK, then just bring me the dead donkey."
The farmer asked, "What ya gonna do with him?"
Chuck said, "I'm going to raffle him off."
"You can't raffle off a dead donkey!" the farmer said.
Chuck said, "Sure I can. Watch me. I just won't tell anybody he's dead."
A month later, the farmer met Chuck on the street and asked, "What ever happened with that dead donkey?"
"I raffled him off." Chuck said. "I sold 500 tickets at two dollars apiece and made a profit of $898."
Stunned, the farmer asked, "Didn't anyone complain?"
Chuck grinned. "Just the guy who won. So I gave him his two dollars back."
Chuck now works for Goldman Sachs.